Tuesday Topic 2019-20                                                                           June 11, 2019

Hurricane Michael was the strongest hurricane to hit Florida, and the United State since Hurricane Andrew in 1992. With 161 mph winds at landfall, it developed into a major hurricane from a tropical depression in less than 24 hours.

BE PREPARED:  Basic Emergency Supply Kit checklist can be found at this link: https://www.fema.gov/media-library-data/1390846764394-dc08e309debe561d866b05ac84daf1ee/checklist_2014.pdf

Emergency Hand Crank Self Powered AM/FM NOAA Solar Weather Radio with LED Flashlight, 1000mAh Power Bank for iPhone/Smart Phone can be purchased for $20 at Amazon. https://www.amazon.com/Upgraded-Version-RunningSnail-Emergency-Flashlight/dp/B01MFCFKG5/ref=as_li_ss_tl?ie=UTF8&qid=1491355593&sr=8-1-spons&keywords=hand+crank+radio&psc=1&linkCode=sl1&tag=dioad-20&linkId=b53d862169dfd235e0da431a37d06366#HLCXComparisonWidget_feature_div Congratulations, if you already have flood insurance, you are a step ahead to ensure you’re protected this Hurricane Season June 1 – November 31 Don’t have flood insurance? Do you need it? — YES! Flooding is the number one Natural Disaster in America 98% of U.S. counties have been affected by floodingOver 80% of losses for Hurricanes Florence, Harvey and Irma DID NOT have flood insurance coverage Even a few inches of water can cost thousands of dollars Most homeowner policies do NOT cover flooding In order to receive money from FEMA, your affected area must be declared under a State of EmergencyThe MOST FEMA will pay out is $33K per HOUSEHOLD A flood policy can cost less than $400/ year, but can payout up to $250K of your claim
Sometimes a flood policy has a 30 day waiting period before it takes effectOnce a named storm is tracking to hit your area, you can no longer purchase or update a flood insurance policy